You can protect your health even further by adding specialist care cover to your hospital and surgical care.
With SmartCare 2 you’re covered for up to $4000 a year for the costs of visiting a registered specialist as well as diagnostic tests referred by registered medical practitioners or specialists. There’s no excess to pay for claims on SmartCare 2 – and you are covered from day one.
Place your cursor over the term(s) below to see its definition.
| Diagnostic tests covered: |
Examples of specialists covered: |
- Bone density scans
- Allergy and audio testing
- Ultrasounds
- Mammograms
- X-rays
- Ambulatory blood pressure
- Holter monitoring of the heart
- Electrocardiograpy (EEC)
- Electromyography (EMG)
- Electroencephalograms (EEG)
- Nerve conductions
- Stress echocardiograms
- Urodynamic assessments
- Dobutamine and transoesphageal echocardiography.
Cover for up to $1500 a test:
- Nuclear scanning
- Cardioversion
- Endoscopies.
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- Cardiac surgeons
- Cardiologists
- General surgeons
- Neurosurgeons
- Paediatricians
- Urologists
- Ophthalmologists
- Gynaecologists
- Oncologists
- Gastroenterologists
- Orthopaedic surgeons
- Ear, nose and throat specialists.
Cover doesn’t include:
- Psychologists
- Psychiatrists
- Obstetricians.
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Plus, you get free Melanoma checks every three years (up to $200 a year). And after three years of having SmartCare 2 you’re also covered for up to $1000 a year for the costs of obstetric procedures due to complications of pregnancy.