If you’d like extra peace of mind in knowing that every aspect of your health costs is covered, then you may like to add SmartCare 4 to your health cover.

SmartCare 4 covers you for doctor and nurse visits, prescriptions as well as mammograms and prostate checks. The bonus is… there’s no limit on the number of times you can claim for doctor or nurse visits so there’s no reason not to stay healthy.

Here are the benefits:

• Visits to your doctor – up to $55 a visit.
• Home visits by your doctor – up to $70 a visit.
• After-hours visits to your doctor – up to $70 a visit.
• Visits to a practice nurse – up to $35 a visit.
• Prescriptions – up to $20 for each item, up to $400 a year.
• Costs of lab tests – up to $80 a year.
• Preventative mammograms and prostate checks – once every three years, up to $200 each time.

There’s a stand-down of three months before a claim can be made but you won’t pay any excess on claims with SmartCare 4.